Am I Doing The Mortgage Math Correctly?

My score went down after paying off my last car loan

negative energy?

heres the deal, this shit is simple but fuckheads on this forum consistantly give out bad advice putting people in bad positions financially.

if i come off as condescending its because ive been preaching the same shit for YEARS about mortgage lending on this forum and it seems like only about 10% of the people here actually listen.

youre right. maybe i should leave and let all of the experts that have never written a loan in their life, underwritten a loan or processed a loan continue to dole out the advice and watch as people then come back ans complain about the shit experience they had with their local bank or big box lender that they got fucked over by.

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no it didnt