I recently bought a Dodge Charger at 0% APR, I saw the credit check from Dodge and the Dealer and I also saw an auto loan inquiry from Citi. Do they run more then one bank even though I was approved through Dodge?
Citi will probably end up being the holder of the note.
Why do you say that? Do they buy a lot of the loans up before they go out? Just curious.
I financed my car through the dealer (Suzuki) and ended up with a loan through Sovereign Bank. They pull credit to see how it looks and then direct you to the bank that best fits.
Some places do finance in house...I think Nissan may be one. Not sure about Dodge, just taking a stab.