I went out of town for work this week to complete an install for my employer. Myself and 2 other co workers left some material and tools locked up in a mechanical room but unfortunately 2 nights ago, somebody broke in and stole my whole tool bag along with some of my co workers tools. We filed a police report and the officer was a nice guy but was realistic in saying it’s not likely that we will get our tools back as there are no security cameras on site as it’s an old building. The estimated loss is around $4000. I talked to the Property Manager of the building and he said that he has no problem in paying a deductible for insurance as he stated that the room was supposed to be secured and locked. My company has not given me a direct answer and I think they’re trying to avoid replacing our equipment. Unfortunately, I had around $3000 in tools that I used not only for the company to gain profit but I also use them to do side jobs, etc... Essentially I paid out of pocket for the tools over a couple years.
I do not have personal tool insurance as I never thought I would need it being an employee. Any tips would be much appreciated! Thanks!