PSP/Photoshop effect ?

I am trying to accomplish something like this...

I do NOT have Photoshop. Only PaintShopPro 9

Is this effect somewhat easy to create? (B&W with other object colored) I have ZERO ability and knowledge but I can learn if its not too indepth.

Please let me know if this is possible.

You have the orginal pic with the color then duplicate the layer have it be above the orginal, then desaturate to take away the color then add a mask to the layer, then just paint in the mask revealing the layer with the color.

just an update...been taking online class on PSP.

Pretty easy effect once you know what you are doing!! I have moved on to more complicated pics :-)