I know Ramsey. I’ve read his books, I’ve listened to countless hours of his radio show. He’s the guy you go to when you are 50k in the hole, not the guy you go to when you have 50k in your pocket.
OP needs to invest that money, not eat rice and beans to pay off debt. I’d tell OP to read Rich Dad Poor Dad and read up on real estate investing, particularly house hacking, and learn to invest that money. Ramsey is great for getting people with poor spending habits out of debt. He is not who you go to if you are not in financial ruin and need to learn to invest.