anyone else have an opinion on this?
I'm not wearing any pants right now.
all I know is is my dad got the PSP for a TV he bought, and he used it on numerous occasions. So I agree with armbar, get it for more expensive electronics like a TV. For something easier to fix, like a computer I would avoid those warranty's.
Whambo is correct, except that I would still recommend it on a computer or laptop. Most people can't fix their own computers, and to pay some to fix it you will very quickly exceed the original costs of the warranty you should have bought.
A friend of mine just blew the sub on his home theater system, he brought them back and received a new pair. In and out of the store in less than 10 minutes with brand new speakers.